Pension Advice, Investment Management & Retirement Planning in Essex
Independent pensions advice, investment management & retirement planning.
Local financial adviser in Chelmsford, covering the whole of Essex.
Pensions, Investments, and Retirement Planning Advice
Working with a diverse range of clients, I offer services covering pensions, investments and retirement advice. With over 20 years of financial service experience, I am well suited to offering pensions and investment advice to a diverse range of people.
Pension and Investments Advice
With life expectancy increasing, planning for and investing towards your future is more important than ever. I can review your current pensions & investments and and offer appropriate advice.
If you are new to investing or have recently received an inheritance I can support you by making sound recommendations aligned to any goals you have. Taking the first step can be daunting. I am here to guide you through your investment journey.
Experienced investors work with me as my investment management service is focused on nurturing wealth, targeting above inflationary growth, in a tax efficient manner with an explicit consideration to the individuals attitudes to risk.
Retirement Planning
If you are at the start of your retirement planning journey, I will work with you to understand your goals and offer considered advice.
Should you be approaching, or at the point of retirement I can work with you to make financially robust decisions to ensure you achieve the highest possible level of financial independence in retirement.
Contact me today, to request a callback.
Pension Advice in Chelmsford & Essex
Looking for a pension advice service?
As a pension adviser, I help individuals and couples plan for their retirement by offering tailored, independent pension advice.
Local pension adviser in Chelmsford
Pensions form a critical part securing of a financially independent retirement. People often passively accept whatever pension they receive. They make contributions to a pension scheme throughout the course of their lives, and careers and await the outcome.
By seeking the advice of a pensions specialist you will be working with an experienced adviser, whose aim is to help you maximise your retirement fund, whilst considering your financial goals and attitudes to risk.
Pension advice for business owners
If you are a business owner, there are a whole host of tax advantages to making regular pension contributions.
Furthermore, company cash used to top up a pension has further tax advantages which your company will benefit from.
Why invest in a pension?
There are many reasons to invest in a pension. Pensions are often the backbone of creating a financially independent retirement. Some of the reasons to invest in a pension include:
- Personal & corporate tax relief
- Secure income in retirement
- Flexibility of withdrawals
- Death benefit legacy
Investment management in Chelmsford, Esssex
Further to offering pension advice, I provide an investment management service to a range of individuals and business owners. You can find out more about my investment management and advice service below.
Investment management & advice
My investment advice and management service enables me to work closely with my clients to formulate a plan to achieve their objectives. If you are looking to accumulate wealth, I can support these goals through tailored investment advice.
Should you be looking to secure an income from your investments, my experience will enable me to recommend the right funds to complement this requirement.
The different types of investments I advise on
With a wealth of experience of the investment market, I am able to advice a range of investments including:
- Stocks & shares ISAs & JISAs
- General Investment Accounts, Onshore & Offshore Bonds
- Personal & Corporate Pensions & discretionary Managed Portfolios
- Corporate investing & Venture Capital Trusts
Retirement planning specialist
Further to my pension advice and investment management service, I am an experienced retirement planner in Chelmsford.
Find out more about my retirement planning service below.
A local retirement planner in Chelmsford
My retirement planning service is key to individuals and families who are looking for advice on how to plan for later life.
If you know the retirement you desire, I can help.
If you have absolutely no idea of what you want but know you should be planning for retirement, I am here to support you.
Why work with a retirement planner?
with a With life expectancy increasing, people need a fund a retirement beyond the usual 20-26 years. Working with a retirement planner will help you to understand your current financial position and how you can save towards securing income in later life.
However, it’s not just about income. Retirement planning is equally about helping you plan for the lifestyle you want: a holiday home, time with the grandkids, travel, or even being able to afford that classic car you’ve always dreamed of.
Client testimonials
Read a selection of our latest client testimonials.
Daniel was very professional and was clear in explaining all the options that were available to me, together with any associated risks.
Daniel took time to understand my particular circumstances and tailor made an investment approach to enable me to retire.
I was looking to retire early and needed some specialist guidance in order to maximise potential income from my pension fund.
Independent Pensions, Investment & Retirement Specialist
I have been delivering financial advice for over 20 years, focusing on helping my clients invest wisely, plan for and save for their retirement. For many, the world of investments and pensions can be confusing. My skills and experienced can alleviate any worries you may have.
When working with experienced investors, my broad experience and knowledge of tax and IHT is invaluable to their long-term investment and life goals. Experienced investors also benefit from my extensive knowledge of the diverse range of products in the marketplace.
I will make sound recommendations to complement your personal goals, whilst always considering and adhering to your attitude to risk when making offering advice.
Local Financial Adviser In Chelmsford
If you are seeking innovative, bespoke pensions, investment or retirement planning advice from a personable, professional IFA, I would be delighted to assist you in achieving your goals.
Furthermore, should your requirement for financial advice extend beyond pensions, retirement and investments, I also advise on:
- Mortgages
- Equity release
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Estate planning & inheritance tax advice
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Later life care funding
Contact Daniel
Email: dan@sterlingandlaw.com
Phone: 07879 495409
Daniel took time to understand my particular circumstances and tailor-made an investment approach to enable me to retire, confident that my financial future was being overseen and adjusted accordingly should the need arise.
Accessible, affordable financial advice. We are here to help.
Address
Sterling & Law - Chelmsford
26 Chequers Road,
Writtle,
Chelmsford,
Essex,
CM1 3NQ