Mortgage Adviser in Chelmsford & Protection Advice
Independent, experienced mortgage adviser in Chelmsford
Mortgage protection, life insurance, critical illness cover
Independent mortgage adviser in Chelmsford, Essex
Looking for a local mortgage adviser? As an experienced, local independent mortgage adviser I advise first time buyers, those moving up the ladder, and re-mortgaging. Furthermore, I work with property investors and landlords – helping them to refinance portfolios. Additionally I can advise new landlords on their buy-to-let mortgage requirements.
Buying a home can be stressful. Securing a mortgage doesn’t have to be. My relaxed but professional nature, helps individuals through the process of making one of the most expensive, important purchases of your life – your home!
Everything starts with a conversation.
Working with a local mortgage adviser
As an independent mortgage adviser, I can offer impartial, whole-of-market advice. I am not tied to any lender or small pool of mortgage products.
This means I will work for you, not me – I’ll help find the right mortgage that best suits your needs and circumstances.
Benefits of mortgage advice
Typically, people who work with a local independent mortgage broker are looking to:
- Reduce their monthly mortgage payments where possible
- Insure themselves against long-term ill health, unemployment, and the potential of losing their home
- Decrease the number of years it will take to become mortgage free
- Find the best mortgage for their needs
The different types of mortgages I advise on
Looking for an independent mortgage adviser?
Working with a range of individuals and couples, I offer advice covering a full range of mortgages.
Homeowner & first time buyer mortgages
I work with homeowners and first time buyers. When working with homeowners, I help them find a new mortgage suited to their requirements. When working with first-time buyer mortgage clients, I help guide them through the process of securing the finance to get them o the ladder.
If you’re a first-time buyer, or a homeowner looking to re-mortgage, I am on hand to help.
Buy to Let mortgages
I offer advice on buy to let mortgages and assist property investors when refinancing their portfolios.Whether you’re a new landlord or an experienced investor, will work with you to find the right buy-to-let mortgage(s) to fit your needs.
An advantage of working with me is the wealth of experience I hold in areas such as tax and financial planning, inheritance tax and more. As an independent financial adviser, I bring ore to the table than just mortgage advice, when required.
Mortgages for new build homes
The Help-to-Buy scheme is helping more people get on the ladder. If you are looking at purchasing a new build property, deposits are often key. The Help-to-Buy scheme addresses this. Talk to our experienced team today.
If you have a deposit, are buying a new-build and don’t require the Help-to-Buy scheme, I can assist you in securing a mortgage.
Mortgage cover and other personal protection policies
To help protect you from life uncertainties, and to give you peace of mind, I can advise on various forms of personal protection and cover. I can advise on:
- Mortgage protection
- Family protection
- Life insurance
- Critical illness insurance
- Income Protection & Private Medical Insurance
Everything starts with a conversation, so pick up the phone today and we can start the process of getting you and your loved one’s protected.
Client testimonials
Read a selection of our latest client testimonials.
Dan helped me with my first mortgage – he explained the process thoroughly and simply. His attention to detail and friendly and unbiased advice has been excellent.
Dan helped provide us with a creative mortgage solution that was appropriate to our particular needs when we moved house recently, having taken considerable time to understand our requirements.
I was recommended Dan Mayman as an advisor for my first mortgage in 2000, and was so pleased with the service that I hired him twice more as I have moved around properties over the past 10 years.
Whole-of-Market Independent Mortgage Adviser
As an independent mortgage adviser, I can search the whole of the market for the best product to meet your needs. I am not tied to any third party, or restricted in the advice I can offer. I work for you, not a small group of mortgage lenders or banks. As an independent mortgage adviser, my advice is therefore impartial and lead by your needs, and specific set of circumstances.
Impartial, independent mortgage advice
If you are seeking innovative, bespoke mortgage advice in Chelmsford from a personable, professional mortgage adviser, I would be delighted to assist you in achieving your goals.
Should you ever need more than just mortgage advice, the financial services I offer also include:
- Pensions and retirement planning
- Investment management and advice
- Mortgage advice & equity release
- Estate planning & inheritance tax advice
- Later life care funding
Contact Daniel
Email: dan@sterlingandlaw.com
Phone: 07879 495409
I’ve used Dan on a couple of occasions in the past to secure mortgage deals on both investment and personal property. He’s a great guy and can be trusted to find the most appropriate and best-value product in relation to your individual circumstances.
Accessible, affordable financial advice. We are here to help.
Address
Sterling & Law - Chelmsford
26 Chequers Road,
Writtle,
Chelmsford,
Essex,
CM1 3NQ